Listing Details: Montclair, Glenridge, Maplewood and South Orange, New Jersey Real Estate Listings & Homes For Sale Provided by Andrea Webb

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Feature Property - Farmhouse Colonial c.1901 near NY train

$579,000 Brand New Listing!

Photo of 66 Brookfield Rd, Montclair, NJ, 07043.

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City/ST: Montclair, NJ	Zip Code: 07043	Location: Upper Montclair
Property Type: Single Family Home	New or Resale: Resale	Square Footage: 9999
Bedrooms: 5	Bathrooms: 2 full, 1 half	MLS# 2764885

Charming,light, airy, classic front-porch 1901 Victorian, pkt doors, HW, DR FP, sweet greenhouse off DR, EIK, updated 2nd fl ba, master w/walk-in closet, sitting rm/study. Nr Midtown Dir. train, bus. Priceless location nr Up. Montclair & Watchung centers, Anderson & Edgemont parks. Heated, enclosed sun porches on 1st & 2nd fls. Extra bedroom & bath on 3rd fl, along with huge, bright, developable attic space that could be great art studio or office. Terrific 3-car garage and deep backyard. Forced hot air system makes it easy to install C/A. Wonderful!

Last Updated: 5/13/2010 1:19:31 AM

Listing Agent and Office: Roberta Plutzik Baldwin, Keller Williams Towne Square Realty

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Nr Midtown Dir. train, bus

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Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Q	What house is considered to be the first house with running water in America?
A	John Headly's home built in Newport, RI in 1723, was equipped with an underground pipe from the nearby spring.
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Andrea Webb, REALTOR�, real estate agent and broker for Montclair, Glenridge, Maplewood and South Orange, New Jersey home listings, property and land for sale - NUMBER1EXPERT

Andrea Webb
Keller Williams Towne Square Realty
24 Claremont Rd
Bernardsville, NJ 07924
862-202-6334
Fax: 973-509-7779
webbandrea@NUMBER1EXPERT.com

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