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Sale Pending - Private contemporary w/ NYC view

$749,000 U/C! Call for MORE!

Photo of 189 Highland Ave, Montclair, NJ, 07042.

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City/ST: Montclair, NJ	Zip Code: 07042	Location: Montclair, NJ
Property Type: Single Family Home	New or Resale: Resale	Square Footage: 9999
Bedrooms: 4	Bathrooms: 3	MLS# 2764800

Private contemporary w/ NYC view has been renovated.Kitchen boasts cherry cabinets, granite counter tops plus SS appliances. Lving room offers rich brazilian hardwd flooring.Updated baths

Last Updated: 5/12/2010 8:37:13 AM

Listing Agent and Office: Erin Crawford , Keller Williams Towne Square Realty

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Private contemporary w/ NYC view has been renovated.

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Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Q	What area in the U.S. has been referred to as the "American Riviera"?
A	Miami Beach in Biscayne Bay is Florida's pre-eminent place for "people watching" and a hot spot for celebrities.
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Andrea Webb, REALTOR�, real estate agent and broker for Montclair, Glenridge, Maplewood and South Orange, New Jersey home listings, property and land for sale - NUMBER1EXPERT

Andrea Webb
Keller Williams Towne Square Realty
24 Claremont Rd
Bernardsville, NJ 07924
862-202-6334
Fax: 973-509-7779
webbandrea@NUMBER1EXPERT.com

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